Disclaimer

Last updated: March 3, 2026

This Disclaimer applies to the use of Shield Capital and its content. We provide information for general purposes only and make no warranties regarding the accuracy, completeness, or suitability of the materials presented on our platform. Your use of our website and services is entirely at your own risk, and we are not responsible for any damages or losses that may arise from your reliance on the information provided.

General Disclaimer

We do not guarantee that our website will be available at all times without interruption or error. The content on our platform is provided on an “as-is” and “as-available” basis. We make no representations or warranties, express or implied, regarding the operation of our website or the information, content, materials, or products included on our platform. We will not be liable for any damages of any kind arising from the use of our website, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

All investment information, strategies, and educational materials are presented for informational purposes only. Market conditions, regulatory requirements, and personal financial circumstances vary significantly. Past performance does not guarantee future results. We do not provide personalized investment recommendations tailored to your specific financial situation or goals.

No Professional Advice

The content on our platform does not constitute professional financial, investment, legal, or tax advice. We are not financial advisors, and nothing on our website should be interpreted as professional guidance for your specific circumstances. The information provided covers general principles of capital preservation and defensive portfolio construction applicable in the Malaysian market context, but individual situations differ considerably.

Before making any investment decisions or implementing portfolio strategies discussed on our platform, you should consult with qualified financial advisors, investment professionals, and tax specialists who understand your personal financial position. Your age, risk tolerance, investment timeline, existing assets, liabilities, income needs, and financial goals all influence appropriate investment strategies. What works for one investor may be entirely unsuitable for another.

We do not endorse any specific investment products, financial institutions, or service providers. Any mention of financial products or strategies is for educational illustration only. You are solely responsible for evaluating the suitability of any investment or financial strategy for your circumstances.

Liability Limits

To the fullest extent permitted by applicable law, we disclaim all liability for any damages, losses, or injuries resulting from your use of our website or reliance on our content. This includes but is not limited to investment losses, lost profits, lost data, business interruption, or any other consequential or incidental damages. This limitation applies even if we have been advised of the possibility of such damages.

Your exclusive remedy for dissatisfaction with our website or content is to cease using the platform. In no event shall our total liability exceed the amount you have paid to us, if any. Some jurisdictions do not permit the exclusion or limitation of liability for consequential damages, so these limitations may not apply to you. In such cases, our liability will be limited to the greatest extent permitted by applicable law.

We are not responsible for external factors beyond our control, including market volatility, regulatory changes, economic conditions, geopolitical events, or technological failures. Information may become outdated, and we do not guarantee that all updates will be timely or comprehensive. Your continued use of our platform constitutes acceptance of these disclaimer terms.